New MFA security standards for online payments come into force
Version 4.0 of PCI DSS also reforms password requirements and broadens its terminology to address other network access controls


Companies accepting credit card payments online have a new set of standards to abide by as of today.
The Payment Card Industry Security Standards Council has issued version 4.0 of its PCI Data Security Standard (PCI DSS), a standard defining security measures to protect payment card information.
RELATED RESOURCE
Multi-factor authentication deployment guide
A complete guide to selecting and deploying your MFA authentication guide
Anyone holding this data, such as online retailers or service providers, must comply with the standard.
The new version of PCI DSS features several changes. It expands its access control requirements to make multi-factor authentication (MFA) mandatory for all access into the cardholder data environment, and also updates password requirements.
Companies following the standard will also have to implement new protections against phishing attacks.
The latest document also introduces more flexibility for organizations to demonstrate their compliance. Whereas the previous version focused on firewall protection, version 4.0 has broadened its terminology to address other network security controls.
The Council has also added support for targeted risk analyses. These let companies define how frequently they perform some security-related activities, it said.
Get the ITPro daily newsletter
Sign up today and you will receive a free copy of our Future Focus 2025 report - the leading guidance on AI, cybersecurity and other IT challenges as per 700+ senior executives
The PCI will translate the new version of PCI DSS into different languages over the next few months. Assessors - the companies that verify compliance with the standard - also have to train in the new version.
The current version, 3.2.1, will remain active until 31 March 2024, the Council said. After that, version 4.0 will be the only active version of the standard. Some requirements in the new version are defined as best practices, but will become mandatory. Organizations will have an extra year - until March 31 2025 - to phase those in.
Danny Bradbury has been a print journalist specialising in technology since 1989 and a freelance writer since 1994. He has written for national publications on both sides of the Atlantic and has won awards for his investigative cybersecurity journalism work and his arts and culture writing.
Danny writes about many different technology issues for audiences ranging from consumers through to software developers and CIOs. He also ghostwrites articles for many C-suite business executives in the technology sector and has worked as a presenter for multiple webinars and podcasts.
-
Bigger salaries, more burnout: Is the CISO role in crisis?
In-depth CISOs are more stressed than ever before – but why is this and what can be done?
By Kate O'Flaherty Published
-
Cheap cyber crime kits can be bought on the dark web for less than $25
News Research from NordVPN shows phishing kits are now widely available on the dark web and via messaging apps like Telegram, and are often selling for less than $25.
By Emma Woollacott Published
-
HPE eyes enterprise data sovereignty gains with Aruba Networking Central expansion
News HPE has announced a sweeping expansion of its Aruba Networking Central platform, offering users a raft of new features focused on driving security and data sovereignty.
By Ross Kelly Published
-
Fortify your future: How HPE ProLiant Servers deliver top-tier cyber security, management, and performance
Whitepaper Deploy servers with a secure approach
By ITPro Published
-
Fortify your future with HPE ProLiant Servers powered by Intel
Whitepaper Enhance your security and manage your servers more effectively
By ITPro Published
-
Architecting enterprise networks for the next decade
Whitepaper A new paradigm in network architecture
By ITPro Published
-
Why network monitoring tools fail within secure environments
Whitepaper Gain visibility into devices, networks, and applications
By ITPro Published
-
Better together: HPE Aruba Networking CX switches and HPE Aruba Networking Central
Whitepaper Explore the power and simplicity of managing HPE Aruba Networking CX Switches with HPE Aruba Networking Central
By ITPro Published
-
Cyber-resilient infrastructure starts with server security
whitepaper Take a security-focused approach when investing in the next wave of IT infrastructure.
By ITPro Published
-
Driving digital innovation with intelligent infrastructure
whitepaper Strong infrastructure investment is driving digital in all industries
By ITPro Published